Not gold or oil, but valuable nonetheless, and where you least expect to find it: In the fine print of your employee benefits manual.
I just finished helping our oldest adultlet decipher the benefits package offered by her new employer and wanted to share the experience.
One reason new hires have difficulty in this task is […]

Time to step back from the minutiae and the mundane to get the big picture.
We are so focused on our problem solving routines as we work through our to-do lists, that we often obscure the major impediments to our success.
Since this is a blog on wealth management, you expect specific direction, and I’ve never been […]

So, what is it that wealth managers and undertakers have in common?
I suppose it’s the ability to deal with life and death issues in a matter-of-fact manner.
It’s a trait not shared in the general population, where vast numbers are recklessly uninsured or under-insured, and where even the most rudimentary wills are not in place.
And now […]

Proof yet again you don’t have to fly to Las Vegas to satisfy your gambling urges.
We already know that insurance is the mirror image of an annuity. The former hedges the risk of premature death, while the latter is a hedge against longevity risk.
Hard to imagine that living a long life could ever be […]

(Disclaimer: The following is an account of one family’s decisionmaking process. It is not meant to be taken as advice.)
In my previous post, I summarized my post-college experiences in dealing with health insurance.
Which leads me to “today” - after several years of traveling and working as 1099-contractors (and privately buying our health insurance), my husband […]

After reading yesterday’s post on adultlets and insurance, I couldn’t resist chiming in. I just turned 32 last week, so even though I don’t qualify as an adultlet anymore, even by the most generous standards, I am certifiably Generation X enough to share my (hopefully still relevant) experiences in navigating the post-college world of health […]

That’s what the health insurance industry calls the movement to expand the boundaries of young adulthood.
Most individual or group family health insurance plans cover your kids up to age 18, or to age 22/23 if enrolled in college.
All of which made perfect sense in the Ozzie and Harriett world where it took just four years […]

In yesterday’s post, we slammed cash value life insurance.
The issue today is how to sidestep the predatory practices of the life insurance industry, and how to compare term and cash value policies.
When and Why You Need Life Insurance
First, understand that life insurance is a critical component in risk management, especially for families who face monumental […]