Nominations are now available for the stupid human trick of the year award.
It would be hard to beat the multi-taskers who are texting while driving, but since this is a wealth management blog, we need to narrow the category accordingly, or we will be inundated with candidates. (If your humor runs to the dark side, […]

Like many observers, I predicted that the major reforms in bankruptcy law in 2005 would make it difficult, if not impossible, for most consumers to walk away from their credit card debt.
Wrong.
The intent of the new law was to force consumers into debt restructuring and repayment, and not wanton and wholesale charge-offs…behavior exacerbated by prior […]

Today’s topic is….free money.
Yup. The banks are literally giving it away these days. Not to mention the credit card companies. Don’t feel bad about helping yourself. These are the same banks that are gouging their credit card customers at rates now approaching 30%. Time to dose them back with their […]